VDWS SafetyTool
Your Watersports Insurance
The essential insurance package for windsurfing, kitesurfing, wing foiling, sailing, SUP, kayaking, paddling, rowing, surfing, snowkiting, and motorboats (up to 45 kW – 60 hp), exclusively for private use and for sailing boats up to 15 meters in length. The boats and equipment listed are also covered when equipped with hydrofoils and—in the case of surfboards and SUP boards—with electric propulsion up to 11 kW (15 hp).
Scope of services
| VDWS SafetyTool | VDWS SafetyTool PLUS | |
|---|---|---|
| Annual fee | 39,00 € | 99,00 € |
| VDWS Mitgliedschaft | ||
| VDWS membership | yes | yes |
| Insured persons | ||
| Insured/applicant | yes | yes |
| Family | - | yes* |
| Comprehensive insurance protection | ||
| Own sports equipment | - | up to 3.000 € |
| Rented sports equipment/boats (for a fee) | up to 2.000 € | up to 2.000 € |
| Deductible for own sports equipment | not insured | 10%, at least 50 € |
| Deductible for sports equipment/boats rented for a fee | Sports equipment: 50 €, boats: 100 € | Sports equipment: 50 €, boats: 100 € |
| Liability cover | ||
| Own sports equipment | yes | yes |
| Rented sports equipment and boats | yes | yes |
| Sum insured for personal injury/property damage | 3 Millionen € | 5 Millionen €** |
| Accident insurance | ||
| Accident insurance | yes | yes |
| Produktinformationsblatt | Product information sheet | Product information sheet |
| Versicherungsbedingungen | Insurance Terms and Conditions | Insurance Terms and Conditions |
*Married/domestic partner living in the same household and children up to the age of 18
**In Italy increased to 8 Million Euro
